Daijiworld Media Network – Mangaluru (MS)
Mangaluru, Apr 7: Digital payment is being given more stress throughout the country. Cash dealing is reduced considerably due to this. Online payment modes like NEFT, RTGS, Google Pay, PayTM and PhonePe are being used extensively by people. However, scams do take place in these online transactions also. Traders and entrepreneurs are incurring loss due to these payments.
It is inevitable for the traders to get adjusted to the digital mode of payments. Many customers say that they have sent the money through Google Pay. The shop owner also receives messages of the same on his mobile. However, once the customer leaves in some cases the amount does not get credited to the account.
Representational image
Miscreants who enter supermarkets and petrol bunks in the guise of customers, buy all the things whatever they require and then say that they will pay through digital. They also show the screen on which the payment message appears. However, this message gets shown on the wallet but does not get credited to the account.
In certain shops or supermarkets where a deal is done on a large scale QR code is displayed. However, one should be careful about this. In certain situations, fraudsters paste their QR code on the one displayed by the trader. Any money that is transferred will go to the account of the fraudster. Cyber expert Dr Ananth Prabhu says that traders should be careful about this.
In some other instances, a stranger gives a call and tells that the person has done digital payment in the past and he or she has received a cash reward. In a few seconds the caller sends a request on Google Pay. If it is received by the customer, within seconds the money gets transferred to an unknown account.
In petrol bunks and huge supermarkets, speakers will be installed at digital payment points. However, if two or three people make payment at the same time, then it creates chaos. Because of this in some petrol bunks, the speaker facility is removed and direct printing is opted. In this the print carries the name of the remitter and the amount. So there is no chance for confusion.
Offline digital payment method of RBI has received good response under Mangaluru commissionerate limits. This is used in more than 60% of supermarkets and other business centers. However, the shop owners and buyers should be equally responsible and inspect the QR code. Also ensure that the balance is credited to the account.