Mangalore : MCC Bank Posts Rs 2.61Cr Profit


Mangalore : MCC Bank Posts Rs 2.61Cr Profit
Daijiworld Media Network
Pic by Dayananda Kukkaje

Mangalore, May 29: The Mangalore Catholic Co-operative Bank, popularly known as MCC bank, the only one premier financial institute managed by the catholic laity of Mangalore has finally regained its lost glory. At the end of the financial year of 2009-2010, the bank has posted a gross profit of Rs. 2.61 crores and after adjusting to the accrued losses (carried over from the previous years) the bank will have a net profit of Rs. 2.14 crores. The members of the bank are sure to get a satisfying dividend from the profit this year which will be decided after the statutory audit and inspection by the Reserve Bank of India.

The entire team of the present board of directors lead by Melwyn D’Cunha were elected by a thumping majority in the elections held in March 2008 and they took charge of the bank management on 1st April 2008. At that time the deposits of the bank were Rs. 93 crores and the advances were Rs. 42 crores. The present directors took up the challenge of reviving the financial position of the bank which was posting losses since 2005 and had not paid the dividend to its shareholders since 2002. The directors had promised to the shareholders of the bank that they would not take the sitting fees (though it is permitted) and would not drink even a cup of tea at the cost of the bank till they pay the dividends to the members. The shareholders of the bank and the general public reacted positively to the sincere efforts of the new management and now here are the fruits. The deposits have gone up to Rs. 133 crores and the advances have reached up to 90 crores.

 

The present team has taken up several projects to give a facelift to the bank. The branches at Morgangate, Shirva and B.C. Road are shifted to more strategic locations with a motto bank near to people. The administrative office has been renovated and the renovation of the main branch at Hampankatta would be taken up soon. The core-banking and ATM facilities at certain branches are the projects at hand and the management hopes to implement them soon. Mean time the facilities for the staff of the bank which are far low compared to many other banks is also attended. A substantial revision of pay will come into effect soon.

Melwyn D’Cunha, chairman of the bank who presided over a press meet here in Mangalore expressed gratitude to the shareholders and the depositors of the bank who did not lose faith in the bank even when the bank was in red. ‘Few years ago, a section of people had systematically spread anti-propaganda about the bank, but the Mangalorean Catholic Community stood by the bank and continued their support which is the main strength of the bank’ feels D’cunha.

John Rodrigues, the vice chairman, Dr. Edward Nazareth, Valerian Rodrigues, John D’Silva, Adolphus Cutinha( Dolla, Mangalore), Raymond D’Cunha, Jacintha Boremio were the other directors who were present in the press meet.

  

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  • Michael Aranha, Manglore/ Riyadh KSA.

    Thu, Jun 03 2010

    Congratulation.Mr Melwyn & the entire hard working team of director & staff.We are proud of you.Hats up MCC Bank in whole of India.

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  • Marian Pinto , madanthyar- Kuwait

    Thu, Jun 03 2010

    Congratualtions to all the staff and Management and shareholders.
    All the best.

    DisAgree Agree [1] Reply Report Abuse

  • Arun D'Souza, Palimar / Riyadh

    Sun, May 30 2010

    Congrats Mr. Melwyn & the entire team of directors.. We are proud of you.. Hats up MCC Bank

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  • Arun Norona, Pangla / Kuwait

    Sun, May 30 2010

    Congratulations!!! Open a branch in Udupi it will do very well since loads of Catholics have settled in Udupi.

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  • Telma Rodrigues, Mangalore/U.A.E.

    Sun, May 30 2010

    Congratulation John Uncle. Your efforts have been appreciated. Hard work the key to success.

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  • James and Shobha Mendonca, Dubai/Vamanjoor Padav

    Sun, May 30 2010

    Good job.Congratulation to the chairman Melwin D Cunha and entire team of MCC Bank.

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  • Uttam Menezes, Bendur

    Sun, May 30 2010

    Congratulations Mr. Melwin and the eatire team. God bless you. Your efforts have been paid. Requesting everyone to support our own bank. With this team we will definitely reach the pinnacle of success. MAy god bless you for all your future endeavours.

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  • CGS, Mangalore

    Sun, May 30 2010

    Congrats and Best Wishes to Mr.Melwyn D'Cunha,the Chairman of
    MCC Bank and his entire team of
    dynamic Directors and Management
    for their success story! Long live
    MCC Bank in the service of the
    common man.

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  • Prescilla, Dubai karama

    Sun, May 30 2010

    WOW congratulations Mr.john Rodrigues great news to all of us.we expected this because of your hard work,n banking experience you made it a big sucess. now you need a holiday, happy holidays good luck to you.

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  • Melville D'sa & Fly, Mangalore/ dubai

    Sat, May 29 2010

    Dear Melwyn,
    I am very happy to hear that under the leadership of yours and your team has overcome the accrued losses of Rs.0.47crores within two years time and made a nett profit of Rs.2.14crores. What an achivement. Congratulations to all of of you and keep your hardworking moving upwards. Please try to obtain permission for NRI deposits as early as possible. Good luck.

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  • arthur pereira, omzoor

    Sat, May 29 2010

    dear mr Melwyn D'cunha,
    Congratulations to you and your team.

    DisAgree Agree Reply Report Abuse

  • Roshan D'Silva, Vamanjoor/UAE

    Sat, May 29 2010

    Glad to know the MCC banks progress under the able leadership of Mr.Melwyn D'Cunha.

    Congratulations and keep going.

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  • AVELINE PINTO, NIDDODI/VASAI

    Sat, May 29 2010

    CONGRATULAIONS TO THE CHAIRMAN AND YOUR TEAM. I HAD FULL FAITH AND WE MANGALORIANS SHOULD HELF THE BANK TO GROW SO THAT WE ALSO GROW WITH IT.

    DisAgree Agree Reply Report Abuse

  • Lancy Pinto Nayak, Kulshekar/Kuwait

    Sat, May 29 2010

    ಕಾಳ್ಜಾಂ ಥಾವ್ನ್ "ಉಲ್ಲಸ್" ಪಾಟೊಂವ್ನ್ ಆಭಿನಂದನ್ ಪಾಟೈತಾ ಮಾನೇಸ್ತ್ ಮೆಲ್ವಿನ್ ,ಜೋನ್,ರೇಮಾಂಡ್, ಡಾ.ಎಡ್ವರ್ಡ್ ಆನಿ ಸರ್ವ್ ಆಡಳ್ತೆ ಮಂಡಾಳೆಚ್ಯಾ ಪಂಗ್ಡಾಕ್,ಕಾಮೆಲ್ಯಾಂಕ್.
    ತುಮಿಂ ತುಮ್ಚ್ಯಾ ಪ್ರಮಾಣಿಕತೆನ್ ಆನಿ ಸಮರ್ಫಿತ್ ಮನೋಭಾವಾಕ್ ಕೆಲ್ಲೊ ವಾವ್ರ್ ಆಜ್ "ಜಯ್ತ್" ದೀಂವ್ನ್, ಕೊಂಕ್ಣಿ ಮನ್ಶ್ಯಾಚ್ಯಾ ವಿಶ್ವಾಸಾಕ್ ಆನಿ ಗೌರವಾಕ್ ಕಾರಣ್ ಜಾಲಾ.
    ತುಮ್ಕಾಂ ಪಳೊಂವ್ನ್ ಆಮಿಂ ಶಿಕಾಕಾಯ್.
    ಸರ್ವ್ ಬರೆಂ ಮಾಗ್ತಾ. ದೆವಾಚಿಂ ಆಶೀರ್ವಾದಾಂ ತುಮ್ಚೆರ್ ಆನಿ ಪಾತ್ಯೆಲ್ಲ್ಯಾಚೆರ್.

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  • Richard Mendonca, Vamanjoor/Mangalore

    Sat, May 29 2010

    Congratulations to the chairman, directors and all management team for uplifting MCC bank.All the best for the future.

    DisAgree Agree Reply Report Abuse

  • Jawar D'souza, M'lore/Doha

    Sat, May 29 2010

    Good news where there is a will there is a way, Keep up the good work.

    DisAgree Agree Reply Report Abuse

  • Gilbert D'Souza, Madanthyar, B'lore

    Sat, May 29 2010

    Weldone, all the credit goes to the Management and the Staff. The MCC Bank can be made into a formidable financial institution in the Dists of DK, Udupi and NK and later in Karnataka State of spreading its wings to all parishes through the Self Help Group Concept, which involves a culture of savings, borrowing to increase income, 100% repayment.

    This concept has been proved successful in the banking sector and the and Dharmasthala has taken advantage of this development process, effectively. So, MCC Bank, experienced bankers, authorities of Mangalore Diocese should sit together and chalk out a programme. This will have support from Reserve bank of India and the National Bank for Agriculture and Rural Development. Though we are late, we can still work on it and work for the benifit of the Community and the Institution. I am sure, many retired bank officers would come forward to involve themselves in this project. I wish that Management of MCC Bank would take this suggestion, seriously and work towards makin the bank an exemplary institution.

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  • Prem, mangalore

    Sat, May 29 2010

    Its really encouraging news. Now people will show interest in keeping deposits in MCC bank

    DisAgree Agree Reply Report Abuse

  • JASMINE RESHMA D'SILVA, MOODBIDRI / KUWAIT

    Sat, May 29 2010

    Congratulations to Mr.Melwin D'cunha and the entire team, being a staff of M.C.C bank iam very happy to hear the good news of our catholic bank, my best wishes are always with you M.C.C BANK.

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  • Alexis, Mumbai

    Sat, May 29 2010

    Congratulations....

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  • Henry Coutinho, Belman/Kuwait

    Sat, May 29 2010

    Congratulations Mr. Melwyn D'Cunha & Mr.John Rodrigues and your team. As a shareholder i am indeed proud to hear that MCC bank achieved its goal and strenghten the feelings of Catholic community. I wish you all the best in your future projects and looking forward to hear more & more good news and pray MCC bank will be THE BEST BANK in Mangalore & around.

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  • L N Rego, Bendur

    Sat, May 29 2010

    We are happy to note the progress. Keep up with the same spirit. Never get influenced with the politicians. When the directors are focussed and sincere, the staff team will folow your footsteps.
    Hardwork always rewards and pays for the deserving people.
    We are proud of you Mr.Melwyn and team.

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  • Donald, Mangalore

    Fri, May 28 2010

    Congrats team. But mis you Richi uncle (Director n administrator) get well soon. Thank u for your wonderful job. We like to see you soon in that group photo.

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  • John Concesso, Permude / Muscat

    Fri, May 28 2010

    Congratulations to the Directors of MCC Bank. You have fulfilled your promise and hope you keep it going. All the Best.

    DisAgree Agree Reply Report Abuse

  • felix moras, Angelore, Mangalore

    Fri, May 28 2010

    Dear Mr. Melwin Mr. Rodrigues& Team - congratulations, we knew that u could do this & u stood up to the promise & took into confidence of all the share holders. all the best..........

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  • CYRIL MASCARENHAS, KIREM/MIRA ROAD

    Fri, May 28 2010

    GOOD NEWS THE MCC BANK IS DOING WELL.IF ALL MANGALORE CHRUCHES USE THIS BANK INSTEAD OTHER BANKS,ITS PROFIT WILL BE GO HIGH NEXT YEAR.

    CYRIL MASCARENHAS/KIREM/MIRA ROAD.

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  • Fr Sunil Viegas, Tallur

    Fri, May 28 2010

    well done dear Melwyn D'Cunha and team. hats off to you! God bless your future strategies to give much more glory to the MCC bank...

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  • Kateel Ramesh Prabhu, Mangalore/Banglore

    Fri, May 28 2010

    Glad to hear the news of impressive performance by MCC Bank.For quite time the Bank was not doing well and now it is time for introspection and draw road map for the future.It is pertinent to note that there is lot of scope for growth for banking sector in the DK dist especially in the area of micro finance.Gold loan,vehicle loan and Housing loan should be focussed in large way to increase the advance fortfolio and sustain the profit growth.Inspite of large banking net work in the District ,there is derth of GOOD SERVICE .Bank should give priority for Core Banking facility and provinding ATMs at the earliest.Most important is it should be borne in mind that staff of the bank is the most important asset and HR management should address this to instill confidence among staff.Wishing all the best for the future.

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  • Ivan.J.SALDANHA., Mangalore

    Fri, May 28 2010

    It is indeed good news and hopefully based on truth. It is time that the strategy and bussiness approach is finetuned, you seem to have made a good start!See that the clients get good service from a younger team at the branches and the shareholders a handsome dividened. Good Wishes.

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  • Ajit, Valencia

    Fri, May 28 2010

    Dear Mr. Rodrigues,
    Congratulations to you and your team. You have proved your ability as a banker. We are assured that it will only be better in future.
    Best Regards.
    Ajit

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  • R Prabhu, Bejai/KSA

    Fri, May 28 2010

    Glad to know the bank is doing well and the progress impressive. I hope it will reach greater heights in the years to come with dedicated young people willing to share their talent and induce the bank with finer ideas and excellent management. All the best to the Chairmam and his team of directors.

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