Dubai: Owner of Atlas jewellery chain, daughter arrested for defrauding banks


Daijiworld Media Network - Dubai

Dubai, Aug 31: An Indian jewellery chain owner and his daughter have been arrested by the Dubai police in connection to bounced cheques worth more than Dh50 million, media reports said.

73-year-old M M Ramachandran (MMR), owner of Atlas jewellery chain, was arrested after a number of banks lodged complaints against him.

Five security circulars were issued against him, with regard to bounced cheques worth more than Dh50 million.

The jewellery chain owner’s daughter, who manages an insurance company affiliated to her father’s group, was also arrested after police received at least 15 complaints against her in bounced cheque cases worth several millions of dirhams.

According to bankers, the businessman owed about Dh550 million to more than 15 banks, while the report quoted a source as saying that he had borrowed funds and the decline in gold prices affected him adversely.

MMR has been a UAE resident for the last 20 years.

The major retail jewellery chain in the UAE also appears to have limited, or no stock of gold across their stores in the UAE. A visit to the Deira, Karama and Bur Dubai branches of the group showed only handful of gold and diamond jewellery on display, stated a report in Khaleej Times, adding that in the Karama branch discounts of between 50 and 60 percent on 18K gold jewellery were being offered to customers, and that at the Bur Dubai outlet, only watches were sold.

The group allegedly owes Dh550 million to 20 banks in both the UAE and India, reports said.

A Bank of Baroda official in Dubai told a daily that Atlas Group owed the bank Dh70 million, the biggest chunk. "The group owes Bank of Baroda Dh70 million. The banks have together formed an informal steering committee and will come to a decision on the jewellery group next week," said the official.

The troubled jewellery retailer is a member of the Dubai Gold and Diamond Jewellery Group, which said it was willing to intervene to find solutions to the financial woes of Atlas, if approached, and after getting a clear picture of the situation.

Atlas Jewellery group is a household name among members of the Malayalee community. It opened its first outlet in Kuwait City in the 1980s. The company moved its headquarters to the UAE in the early 90s. It now has over 48 stores in the UAE, Kuwait and Saudi Arabia.

MMR, a banker-turned-jewellery trader, has played various roles in life as in the movies he made. He produced several films, including the blockbuster Vaishali in Malayalam. He also acted in several Malayalam films. He set up his Dubai jewellery outlet in 1989. In the late 90s, he diversified into the real estate and healthcare sectors. He owns a hospital in Oman and his daughter runs a clinic in Dubai under the banner Atlas Star.


With Inputs from Emirates 24|7 and Khaleej Times

  

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Comment on this article

  • Rezy, Mlore/MCT

    Tue, Sep 01 2015

    News like this again reminds us firmly that, its God who has control over us and can make us Millionaire and if he wills he makes bankrupt and he tests us all by different ways.

    Its not easy for an expat to go torugh all this in foreign land, but system always has some or the other solution.

    DisAgree [1] Agree [4] Reply Report Abuse

  • Thomas Cutinho, Dubai

    Tue, Sep 01 2015

    Nothing to comment...Everyone has failure and success in their lives. This issue we can not mix up with the politics.

    DisAgree [1] Agree [20] Reply Report Abuse

  • ibrahim, Mangaluru

    Tue, Sep 01 2015

    If the banks and UAE Gold and Jewelry group support, he may come out of it restructuring the loans and dues. At the same time, he has to have a firm control on his business, because there will be fraud within and from outside the business empire, which no business man can survive unless adequately controlled
    This business is not easy without honest and committed employees

    DisAgree Agree [28] Reply Report Abuse

  • Thomas Suares, Brahmavar/Dubai

    Mon, Aug 31 2015

    It is sad to read the news about Atlas jewellery and the owner. I am not an expert but Mr. MMR is passing through a bad phase. When the time was good, he encouraged many school going deserving children with gold coins as gifts. He provided jobs for the needy where the families were benefitted. Hope some of his friends and well-wishers will help at this difficult time. My prayers are with the family and I feel a thin ray of hope will bring smile at the end.

    DisAgree [3] Agree [68] Reply Report Abuse

  • Langoolacharya., Belman/Washington,DC.

    Mon, Aug 31 2015

    There are many morons in this forum who write comments without knowing the facts...and many more who agree with it...attention seeking suckers...

    Guy is going through tough time due to fall in gold price...and some in this forum attribute motives....sickening...

    ...JH...

    DisAgree [5] Agree [6] Reply Report Abuse

  • A. S. Mathew, U.S.A.

    Mon, Aug 31 2015

    Many are commenting about his compassion and generosity which is quite rare to see in many rich people.

    As the gold price has terribly plunged, thousands of people engaged in that business, both small and big are going to be faced with some very stressful times. Since he has shown mercy to other people, he will be getting some divine mercy at this critical times.

    DisAgree Agree [16] Reply Report Abuse

  • Jai John, Dubai

    Tue, Sep 01 2015

    The actual profit of a gold jweller is only certain percentage of the "making charge", as gold prices are same in all jwellery. Massive advertisement expenses and diversion of capital funds into other business is the main reason for this tragedy of Atlas. This should be a lesson for all jwellers who are still blasting Billions of Rupees for media advertisement. In fact heavy advertisement is not giving any vital boost to the sales, instead it will shake the financial base of the business. In coming months gold sales will drastically in UAE and more jwellers will face such financial difficulties...

    DisAgree [1] Agree [7] Reply Report Abuse

  • A. S. Mathew, U.S.A.

    Mon, Aug 31 2015

    The commodity price plunging of gold-copper-iron-rubber-oil-natural gas etc will be hurting those people associated with those industries, also the stock holders.

    The one day stock crash in the U.S. hurt the most was the energy industry. The Exxon corporation was the richest corporation before Walmart came to the show. Exxon's stock was crashed 25.4% in a day and that of Chevron was crashed 35.6% in a single day.

    The outcome of the highly plunged gold price will be affecting many big and small business people associated with the gold industry thus affecting the banks loaned them money.

    In the State where I am living, 72 Banks went under due to the uncollected funds given to the real estate business due to the crash of the real estate market.

    DisAgree Agree [3] Reply Report Abuse

  • Dr S Kamath, Mumbai

    Mon, Aug 31 2015

    Looking into the profile of Shri MMR my sincere prayers to God for speedy recovery from this financial loss .I am sure he will come out of all these problems and make a great come back in Gold business

    DisAgree [3] Agree [58] Reply Report Abuse

  • ca girishkk, m'loew/dxb

    Mon, Aug 31 2015

    How many more such loan would have given by this Gujarat based Bank of Baroda...!!!

    This is only the tip of the NPA (loan bomb) brewing in Balance sheet of Hindustan's PSU banks.
    Without any prejudice based on the information available in public domain - the PSU banks aggregate lending to Adani group is approximately INR 70,000 crores.

    Since most of Adani group's business are linked to global economic environment, under present conditions I only wonder how this loan would be repaid by this Gujarat based conglomerate.

    Irony is that farmers who borrow small amount normally under great pressure to repay at any cost.

    DisAgree [11] Agree [41] Reply Report Abuse

  • j.anata, Mangaluru / Bengaluru

    Tue, Sep 01 2015

    Are you really CA or is it your initials. I'm indeed amused by your comment which has no relevance or context to the article.

    It's your utter inner frustration on Adani's wealth that is making you write unnecessary comments

    DisAgree [6] Agree [5] Reply Report Abuse

  • ca girishkk, m'lore/dxb

    Tue, Sep 01 2015

    If i am not mistaken ..., a noble & neutral mind can easily make out in whose statement/views frustration reflect.

    Adani Group being public listed company, the information shared is just for illustrative purpose only..., there is no need to read beyond a point if it makes/cause you uncomfortable.
    (for your kind information recently even SBI is not shown any interest to extend $1 billion loan to Adani Group for its Australian mining venture.., - due to poor global economic conditions & poor debt servicing visibility despite this venture being signed during our honorable pm's Australia Visit)

    Though I made no reference which is not un-real..., It was my casual reference.., let me take care of & avoid quoting this group henceforth for whatever reason if it frustrate you or anybody for any reason which i am not privy to ..,
    after all & above all we should be proud of ourselves as Hindustani's.

    be cool & cheers to you ..,

    DisAgree [2] Agree [14] Reply Report Abuse

  • Damodar Bhat, Udupi

    Tue, Sep 01 2015

    Many farmers borrow money and settle their children in marriage. They invite the entire village and make a show.Many live beyond their means.Why ??

    DisAgree Agree Reply Report Abuse

  • vasu, mangalore/dubai

    Mon, Aug 31 2015

    IN BANK OF BARODA FOR COMMON INDIAN SMALL LOAN WILL NOT PROVIDE .BECAUSE OF LOT OF FORMALITY .BUT THIS KIND OF HUGE AMOUNT WITH OUT FORMALITY?

    DisAgree [4] Agree [47] Reply Report Abuse

  • peter noronha, moodubelle

    Mon, Aug 31 2015

    Ruchi you are right....

    DisAgree [1] Agree [17] Reply Report Abuse

  • Flavian, Mangaluru/Kuwait

    Mon, Aug 31 2015

    Jossey,

    Feku of Golden era!

    They are bankrupt only in books of account.

    What about King of good times Vijay Mallya?

    Ultimate losers are the share holders and financial institutions.

    DisAgree [11] Agree [46] Reply Report Abuse

  • A. S. Mathew, U.S.A.

    Mon, Aug 31 2015

    The stocks are over valued based on the high demand by the stock holders.

    The Microsoft stocks were 3.50 cents in 1983 when it was offered to the market, but it went over $ 112 at one time two decades back, but now it is around $ 43.

    In reality, what the real value of any company's stock. Pure fantasy gambling, and the stock holders, some at the top will reap great harvest and making their monetary chest bigger, but the ordinary people will be hitting their chest.

    DisAgree Agree [1] Reply Report Abuse

  • myself, Kelarai

    Mon, Aug 31 2015

    Maybe the gold that are not displayed in his showrooms are those captured smuggled gold from his brothers and sisters caught in Mangaluru and other Airports pat few years.

    DisAgree [20] Agree [14] Reply Report Abuse

  • ruchi, udupi /dubai

    Mon, Aug 31 2015

    Please dont comment for the sake of commenting and not knowing the real reason for all this mess, it was until now a reputed and well respected firm, in dubai most of the employees are Indians who were treated well, so let's not just rub salt to the wound, he will come out of this mess lets hope for the best, we can't generalize every incident, he is a dignified person, I am sure they will have a way out

    DisAgree [9] Agree [130] Reply Report Abuse

  • SK, Mangalore

    Mon, Aug 31 2015

    well said.....Readers have to refrain from Assumptions instead comment on reality....

    DisAgree [3] Agree [38] Reply Report Abuse

  • Harry DSouza, Coorg/UAE

    Mon, Aug 31 2015

    (Jana) kotingala Aswastha sthapanam.

    DisAgree [10] Agree [16] Reply Report Abuse

  • geoffrey, hat hill

    Mon, Aug 31 2015

    Atlas shrugged.

    DisAgree [6] Agree [8] Reply Report Abuse

  • Puttur Gururaj, Moodu kudru / Dubai

    Mon, Aug 31 2015

    kottavnu koadangi eeskondavnu eerbadhra

    DisAgree [3] Agree [9] Reply Report Abuse

  • Flavian, Mangaluru/Kuwait

    Mon, Aug 31 2015

    Sameer,

    Please comment something where there is reality or likelihood. Why simply use PM's name. You hate him that is different matter but it sounds strange when you use immature comments. Do you think Modi has no other respnsibilities to take care of.

    DisAgree [6] Agree [49] Reply Report Abuse

  • Achhu, Mlore

    Mon, Aug 31 2015

    If you excess money give little to poor so that god will save us from these cheaters.

    DisAgree [2] Agree [10] Reply Report Abuse

  • Harsha Malhotra, Mangalore/New Delhi

    Mon, Aug 31 2015

    It looks like pre-planned act of rivalry in the business. Understand due to fall of gold rate is due to release of gold by chinese government to the market affected the retailers much. May be group poured money to other business which incurred loss much.
    What about other's.

    DisAgree [6] Agree [10] Reply Report Abuse

  • Prakash Saldanha, Kanajar/Dubai

    Mon, Aug 31 2015

    Define irony: Atlas Jewellery, Trusted by millions, duping in millions!!

    DisAgree [10] Agree [8] Reply Report Abuse

  • Anil, Udupi/Mumbai/Dubai

    Mon, Aug 31 2015

    Think hundred times, before you comment and laugh at someone. Time spares nobody. For the last 25 years he has given employment to thousands. Not cheated any individual. Banks are the biggest cheaters! White collared day light robbers!

    DisAgree [5] Agree [48] Reply Report Abuse

  • Shankar, Mangalore

    Mon, Aug 31 2015

    As per a few NRIs in Dubai, this person MMR is a great human being. He was a very charitable person, never sent back anyone who approached him for any help. His Hospital in Oman runs like a charitable hospital, the patients are discharged just with a verbal commitment of paying back the bill in installments.
    His greatness is affirmed by the fact that he did not abscond. He could have very well eloped to canada or bahamas with his personal wealth. His employees, on facebook have said that no salaries are due. Even for the month of August , the salaries have been credited.
    The fact that Atlas is the only Jewellery showroom chain owned by a Hindu in the midst of alukkas, sulthans. When MMR was going down, all the (jealous)competitors started various gossips that made the banks to panic. Had been given time, he could very well recover by his own might of experience and with the well wishes of his customers and beneficiaries.

    DisAgree [22] Agree [65] Reply Report Abuse

  • Jossey Saldanha, Mumbai

    Mon, Aug 31 2015

    STAR FEKU ...

    DisAgree [27] Agree [7] Reply Report Abuse

  • Prem, mangalore

    Mon, Aug 31 2015

    Learning from this: Never diversify your business in movie production and real estate.

    DisAgree [7] Agree [13] Reply Report Abuse

  • Sameer , Kudla

    Mon, Aug 31 2015

    sure he will approach Modi to help him and our govnt ready to help them on humanitarian ground. corrupt govnt an d corrupt modi

    DisAgree [84] Agree [53] Reply Report Abuse

  • Ramesh S, mangalore

    Mon, Aug 31 2015

    ..He is from Kerala, he will approach CHANDY not MODI..Gulf countries are business friendly nations, no tax terrorism, No blackmail from politicians..only mismanagement can ruin business..

    DisAgree [6] Agree [38] Reply Report Abuse

  • Santhosh, Mangaluru

    Mon, Aug 31 2015

    good joke Sameer..

    DisAgree [3] Agree [22] Reply Report Abuse

  • P.Shirish Kumnar Hosabettu, Muscat, Mangalore

    Mon, Aug 31 2015

    Mr. Sameer, if you have little brain left, use it for the right purpose. Everyone have up & down in business. Don't involve politics in this issue. Whoever he may be, but he is an Indian in trouble abroad. Try to help him instead , laughing at him.

    Your poor knowledge proves by your silly comments. Try to improve your GK.

    DisAgree [6] Agree [48] Reply Report Abuse

  • Flavian, Mangaluru/Kuwait

    Mon, Aug 31 2015

    May be pre-planned scheme.

    Time to investigate why/how so much of gold used be smuggled through Mangalore Airport. Born to cheat.

    DisAgree [12] Agree [37] Reply Report Abuse

  • Jerry, Mangalore

    Mon, Aug 31 2015

    Some Fekus are still in Dubai. These Fekus must be given life imprisonment and made to sweep Dubai roads.
    External Show off. Internal everything is off.

    DisAgree [21] Agree [39] Reply Report Abuse

  • AYYUB KHAN pirsappad , BELTHANGADY/KUWAIT

    Mon, Aug 31 2015

    ಅಟ್ಲಾಸ್ ಜುವೆಲ್ಲೇರಿಯ ಮಾಲೀಕ ನಿನ್ನೆ ಮೊನ್ನೆಯ ವರೇಗೆ ಹೇಳುತ್ತಿದ್ದ "ಅಟ್ಲಾಸ್ ಜುವೆಲ್ಲರಿ ಜನ ಕೊಟಿಯುಡೇ ವಿಶ್ವಸ್ಥ ಸ್ಥಾಪನ".
    ಇಂದು ಜನ ಹೇಳುತ್ತಿದ್ದಾರೆ - "ಅಟ್ಲಾಸ್ ಜುವೆಲ್ಲರಿ ಆಯಿರ ಕೋಡಿಗಲ್ ಮುಕ್ಯ ಸ್ಥಾಪನ".

    DisAgree [5] Agree [27] Reply Report Abuse

  • Master, Mangaluru

    Mon, Aug 31 2015

    Atlas jewellers janakodigalude vishwastha sthapanam
    Small frauds can be arrested not the big frauds..

    DisAgree [4] Agree [12] Reply Report Abuse

  • Achhu, Mlore

    Mon, Aug 31 2015

    Mahapathana

    Hasige iddastu kaalu chachu.

    DisAgree [3] Agree [19] Reply Report Abuse

  • VV GLADYS NORONHA, KUWAIT

    Mon, Aug 31 2015

    Jana kotingal vishwastha sthapanam..
    VVGN

    DisAgree [5] Agree [12] Reply Report Abuse

  • gm, mlur

    Mon, Aug 31 2015

    and that ad also from the owner itself.

    DisAgree [2] Agree [6] Reply Report Abuse

  • Ahmed, Doha / Mangalooru

    Mon, Aug 31 2015

    These schemes by jewellery shops are not reliable. You never know when the shop will close down. Greed can change the mind of any big businessman. This case is perfect example

    DisAgree [3] Agree [31] Reply Report Abuse

  • CONRAD JOHN TAURO, SHIRVA/UDUPI/DUBAI

    Mon, Aug 31 2015

    Atlas
    Atloss
    Atlast

    DisAgree [12] Agree [63] Reply Report Abuse


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Title: Dubai: Owner of Atlas jewellery chain, daughter arrested for defrauding banks



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