Mangaluru: ‘MCC Bank growth speaks’ - Chairman Anil Lobo


Media release

Mangaluru, Apr 3: For the first time in its history, the Mangalore Catholic Co-operative Bank Ltd, popularly known as MCC Bank, recorded a net NPA of 1.50% and profit to the tune of Rs 9.01 crore as on the financial year that ended on March 31, 2022. The news comes as a post-centenary decennial celebration gift to the shareholders of the bank as the bank is all set to celebrate year 2022 as post centenary decennial year.

Established in the year 1912 by P F X Saldhana and other community leaders with a noble vision to reach out for the banking needs of Christian community in particular, the institution has grown steadily over the past 110 years. MCC Bank has 16 branches spread across the undivided district of Dakshina Kannada and all the branches are fully computerised and ATM facility available at select branches. The bank offers a free digital banking facility to its customers.


MCC Bank head office


Board of directors


MCC growth chart


Founder chairman P F X Saldanha

In spite of the pandemic, the present chairman Anil Lobo and his team’s sincere efforts and commitment of the staff, the financial figures for the year ended on March 31, 2022 show tremendous growth in all areas.

The NPA has come down to 1.50% compared to 1.92% last year, Profit has grown to Rs 9.01 crore compared to Rs 5.96 crore last year. Deposits recorded a growth of Rs 532 crore compared to Rs 456 crore last year and working capital grew to Rs 620 crore from Rs 527 crore last year.

Chairman Anil Lobo expressed his gratitude to the shareholders and customers for their trust in the institution and unstinting support to the present management. Lobo wholeheartedly thanked staff members for their commitment towards the Institution and hard work. He further said his team will put its best efforts to pay the shareholders a higher dividend subject to the regulatory framework.

Unable to digest the growth recorded by the bank since Anil Lobo and team took the mantle of the bank, one member in the guise of a social worker is running a smear campaign against the bank. Though the bank administration excused him as he is the member of the bank, when he continued the nefarious activities against the bank filed a complaint with the police and FIR is registered in Mangalore North Police Station u/s 504,506,507 (Crime Number : 107/2021) in the month of November 2021. Case under IPC Sec 500 stands registered against the same member in JMFC court in Mangaluru.

 

Copies of the FIR


Public notice

 “We live in a democratic country and every citizen has the right to freedom of expression. But the right to freedom of expression does not allow anybody to damage the institution by spreading rumours,” says Anil Lobo.

“The 110-year-old bank is very strong and it will not shake on rumours. The financial results for the year ended on 31.03.2022 speak about the tremendous growth of the bank.

“MCC Bank is not a co-operative society. The bank falls under dual control of the RBI regulatory mechanism and state co-operative department. Stringent safety measures are followed when it comes to banking business, shareholders and customers' stake. Deposits are covered under DICGC Scheme just like any other Nationalised Bank,” says Anil Lobo.

He requested the shareholders and customers of the MCC Bank not to heed the rumours spread by vested interests. He requested the members and customers to follow the bank’s official website www.mccbank.in for regular updates.

  

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Comment on this article

  • Stany D Souza Lic, Stany D Souza Permannur.

    Wed, Apr 06 2022

    Congratulations Dinamic Chairman Anil Lobo and MCC Bank Board Directors for excellent succesfull performance. Keep it up.

    Reply Report Abuse Agree [2]

  • Gibbs, Udupi

    Tue, Apr 05 2022

    Congratulations MCC Bank Management and staff. Growth is essential and also many more branches! What about the dividend percentage for share holders as we haven't receive dividend for the couple of years!!!

    Reply Report Abuse Agree [2]

  • Praveen Patrao, Kulshekar, Mangalore

    Tue, Apr 05 2022

    I also request the management to appoint an ombudsman to address the grievances and resolve all issues amicably. Congratulations to the Chairman / Directors / staff / members / clients for the achievement in 2021-22, especially the huge profit of 9 crores. Long live MCC Bank.

    Reply Report Abuse Agree [5]

  • Praveen Patrao, Kulshekar, Mangalore

    Tue, Apr 05 2022

    Ever since my College days, I would walk into the Hampankatta Branch for transactions. I have seen this bank’s growth and it’s turmoil for the past 30-35 years. The world is very competitive and there are many private banks that offer loans at very competitive Interest rates. The nationalised banks offer various government schemes and Co-op Society’s offer very high interest rate on F.D.’s. Considering the above MCC Bank has to be very competitive both in service and in their offers. Going through its provisional figures, for the year ended 2021-22, especially the NPA being 1.5%, speaks volumes about the quality of borrowers / loans the bank possesses at the moment. We may find many a depositors, but finding a borrower with integrity is not that easy. I was surprised to see the article published on social media, with the alleged charges of mismanagement / misappropriation on the chairman and the management of MCC Bank. More shocking was the photo of Mrs Doris and Mr Francis Concesso being published. Mr Francis is a man of repute, and getting such a borrower is not that easy. If you treat your borrowers in this manner, I am sure any good borrowers will think twice before dealing with this bank. The bank may never succeed, without good borrowers. The current management has reputed people in their board. Once such person is Mr C G Pinto. He worked as a general manager of Corporation Bank and he is known for his integrity. Forget misappropriation, even if he finds, mismanagement issues, he will be the first one to distance himself from the management. I feel the adverse propaganda going on will only help in bringing down the repute and name of this institution which has stood firm in the past 110 years. I urge our community leaders not to be fence sitters and wait and watch the sinking of the bank, but rather come forward and verify the facts and support to develop this institute of our community.

    Reply Report Abuse Agree [9]

  • Anil, Mangalore

    Mon, Apr 04 2022

    I have personally experienced the great improvement in customer care by the staff during the tenure of this management. Accountability and proper HR management gives the financial results , that are now presented to us. . Good work Anil Lobo & team.

    Reply Report Abuse Agree [8]

  • Shiny, Bejai

    Mon, Apr 04 2022

    Congratulations team

    Reply Report Abuse Agree [6]

  • Paul D Souza, Bondel/Sharjah

    Mon, Apr 04 2022

    CONGRATULATIONS ALL BOARD DIRECTORS TEAM ALL THE BEST IN FUTURE.

    Reply Report Abuse Agree [8]

  • Arun Monteiro, Mangalore

    Mon, Apr 04 2022

    Congratulations Anil, excellent performance finally u deserve the success

    Reply Report Abuse Agree [11]

  • Alisha, Mangalore

    Mon, Apr 04 2022

    Congratulations Team

    Reply Report Abuse Agree [7]

  • Ivan Mathias, Karambar / Abu Dhabi

    Sun, Apr 03 2022

    Congratulations Mr. Anil Lobo, Mr. Anil Patrao & Team

    Reply Report Abuse Agree [8]

  • Praveen s, Permannur

    Sun, Apr 03 2022

    Hi Anil and team Keep rocking.... We are with you.

    Reply Report Abuse Agree [8]

  • Ben D'Souza Prabhu, Mangalore, Bombay Bandra now in Canada

    Sun, Apr 03 2022

    It is indeed a Very Great Pride for all of us, specially the Catholic Community of Mangalore, that our MCC Bank Instituted by our very enterprising in 1912 by Mr PFX Saldanha with ardent hope of Prosperity to our Community is now poised for an eminent ' Pick up ' by the dedicated as well as hard work by our own people, presently chanelled by our forward looking Stalwart, Mr Anil Lobo ! Pray that this will Continually Shine amongst many in this line for all of us !!! SURELLY OUR GRACIOUS AND BENEVOLENT CREATOR WILL GUIDE US !!!

    Reply Report Abuse Agree [8]

  • Mable Fernandes nee D'costa, Mangalore / Derebail

    Sun, Apr 03 2022

    CONGRATULATIONS CHAIRMAN AND ENTIRE TEAM FOR THE FANTASTIC RESULTS. WISH YOU ALL THE BEST TRUTH WILL ALWAYS WIN

    Reply Report Abuse Agree [8]

  • Prakash Fernandes, Fermai/ Mangalore

    Sun, Apr 03 2022

    Congratulations to the Chairman, all the Directors of MCC Bank , for your excellent performances. Good Luck & God Bless.

    Reply Report Abuse Agree [10]

  • Sohan veigas, Mangalore

    Sun, Apr 03 2022

    Congratulations..

    Reply Report Abuse Agree [9]

  • Joywin, Mangalore

    Sun, Apr 03 2022

    Congratulations

    Reply Report Abuse Agree [8]

  • Vinod Kumar, Mangalore

    Sun, Apr 03 2022

    Congratulations to the bank management and Anil Lobo for this success. Really appreciate bank’s honesty, clarity and transparency in disclosing its financial figures to the public, share holders, investors and account holders.

    Reply Report Abuse Agree [10]

  • Anita fernandes, Mangaluru

    Sun, Apr 03 2022

    Congratulations to the entire team,keep up the good work.Truth will always triumph

    Reply Report Abuse Agree [10]

  • Wilma, Bejai

    Sun, Apr 03 2022

    Congatulations

    Reply Report Abuse Agree [10]

  • Deniel dsouza, Kpt mangalore

    Sun, Apr 03 2022

    Congratulations🙌

    Reply Report Abuse Agree [6]

  • Joseph, Mangalore

    Sun, Apr 03 2022

    Congratulations Anil. Keep up the good work.

    Reply Report Abuse Agree [7]

  • Ida pinto, Mangalore

    Sun, Apr 03 2022

    Congratulations to the Chairman and his team 👍 Keep up with the good work.

    Reply Report Abuse Agree [8]

  • Rachana, Bejai

    Sun, Apr 03 2022

    Congratulations Anil Lobo

    Reply Report Abuse Agree [8]

  • Johnson DAlmeida, Kundapura

    Sun, Apr 03 2022

    Congratulations Mr Anil Lobo and team for your hardwork. May your team accomplish all your goals in the future. All the best.!

    Reply Report Abuse Agree [7]

  • Dalmi, Bejay

    Sun, Apr 03 2022

    Congratulations 🎊 Anil lobo

    Reply Report Abuse Agree [6]

  • Ronald Rodrigues, Valencia Mangalore

    Sun, Apr 03 2022

    The figures presented by the management of MCC bank are really encouraging. Bank is making steady progress. The balance sheet has shown the profit has crossed 9 crores and the NPA has come down to 1.5%. This is the result of the hard work and efforts put forth by the Management, i appreciate the foresight of the Chairman and all the Directors. Also I request those who are accusing falsely, kindly submit the proof if you have any, mere accusing someone will not help. It looks like a conspiracy as the people who are accusing complained to the MP and MLA who are not connected to the bank, instead they would have asked the management for the clarification. I congratulate the management and staff for their efforts.

    Reply Report Abuse Agree [10]

  • Dalmi, Bejay

    Sun, Apr 03 2022

    Congratulations 🎊 Mr Anil lobo

    Reply Report Abuse Agree [6]

  • Glebsy, Bejay

    Sun, Apr 03 2022

    Congrats Anil Lobo

    Reply Report Abuse Agree [6]

  • Alwyn Quadros, Kota

    Sun, Apr 03 2022

    Very Good, carry on good work

    Reply Report Abuse Agree [8]

  • Joyal, Mangalore

    Sun, Apr 03 2022

    Congratulations Anil Lobo for Your Great success 👍 Keep Going 👍

    Reply Report Abuse Agree [9]

  • Zeena, Bramavar

    Sun, Apr 03 2022

    Congrats to the chairman directors and staff💐☺

    Reply Report Abuse Agree [11]

  • ROHAN D SOUZA, Mangalore - doha qatar

    Sun, Apr 03 2022

    Congratulations Mr. Anil Lobo and team. Let MCC bank reach new heights . God bless you .

    Reply Report Abuse Agree [8]

  • Neyons Antony Dsouza, Udupi

    Sun, Apr 03 2022

    Congratulations mr Anil lobo and team👍 As we are mcc bank customers since 1996 we r happy to see the bank is growing in a very organised and better way. Wish u all success ahead . All the team , staffs are doing good performance 👍👍👏👏

    Reply Report Abuse Agree [10]

  • Philomena Lasrado, Shirthady

    Sun, Apr 03 2022

    Congratulations MCC Bank Chairman Mr. Anil Lobo & Team and All the Bank Staff. Keep up the good work. We need more leaders like you.

    Reply Report Abuse Agree [9]

  • Karen, Mangalore

    Sun, Apr 03 2022

    I am so happy and proud to say that I work with MCC BANK LTD .it is doing so well in evey area possible. The management plays a vital role in its growth and achivements from the last few years it is incredibly trying to take this institution to next level. So proud of you Anil sir . Glad to be a part of MCC Bank .

    Reply Report Abuse Agree [12]

  • Vinu, Kasaragod

    Sun, Apr 03 2022

    Am realy proud of u Mr. Anil and ur whole team..ur dedication and hard work brought result...congratulations

    Reply Report Abuse Agree [8]

  • Jillu melwin tellis, padu/bendur.mangalore

    Sun, Apr 03 2022

    Congratulations on your well-deserved success.

    Reply Report Abuse Agree [15]

  • Jossey Saldanha, Raheja Waterfront

    Sun, Apr 03 2022

    Incredible ...

    Reply Report Abuse Agree [15]

  • Benjamin DSouza, Puttur

    Sun, Apr 03 2022

    Congratulations Mr.Anil Lobo and team. Let MCC bank reach new heights and become the first choice of every house hold in D.K.

    Reply Report Abuse Agree [8]

  • Frigate DSouza, Mangalore , Kulshekar

    Sun, Apr 03 2022

    Congratulations to the Chairman, all the Directors and all the Bank Staff of MCC , for their excellent performances . We are very proud of you. And wish you abundance of Gods Blessings on you. We are fully supporting you dear chairman Mr. Anil Lobo for your wonderful work.

    Reply Report Abuse Agree [9]

  • Frigate DSouza, Mangalore , Kulshekar

    Sun, Apr 03 2022

    Congratulations to the Chairman, all the Directors and all the Bank Staff of MCC , for their excellent performances . We are very proud of you. And wish you abundance of Gods Blessings on you. We are fully supporting you dear chairman Mr. Anil Lobo for your wonderful work.

    Reply Report Abuse Agree [10]

  • Frigate DSouza, Mangalore , Kulshekar

    Sun, Apr 03 2022

    Congratulations to the Chairman, all the Directors and all the Bank Staff of MCC , for their excellent performances . We are very proud of you. And wish you abundance of Gods Blessings on you. We are fully supporting you dear chairman Mr. Anil Lobo for your wonderful work.

    Reply Report Abuse Agree [8]

  • Louis D Almeida, Manipal.

    Sun, Apr 03 2022

    Congratulations Mr.Anil Lobo and team.

    Reply Report Abuse Agree [9]

  • Fiona Dsouza, Mangalore

    Sun, Apr 03 2022

    Congratulations 😊

    Reply Report Abuse Agree [15]

  • Arjun Ramnath, Kotipalke

    Sun, Apr 03 2022

    I appreciate the good work of Lobo, Monteiro and Dsouza , hats up, keep working for the community,

    Reply Report Abuse Agree [17]

  • Rakesh pinto, Mangalore

    Sun, Apr 03 2022

    We are always with MCC bank ..Congratulations to Management and staff members

    Reply Report Abuse Agree [20]

  • Jaison Soares, Taccode

    Sun, Apr 03 2022

    Continue your good work Anil Lobo... We need more leaders like you

    Reply Report Abuse Agree [23]

  • Pamela Santos, Jeppu /Mangalore

    Sun, Apr 03 2022

    Congratulations MCC Bank Chairman Mr. Anil Lobo & Team. Cheers to you for a job well done! No one can compare to your creativity and passion, and it's no surprise that you've become so successful.".. God bless you. Keep up the good work.

    Reply Report Abuse Agree [23]


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Title: Mangaluru: ‘MCC Bank growth speaks’ - Chairman Anil Lobo



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